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Bank Money for all</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/03/fedcoin.png</image:loc><image:title>FedCoin</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/03/bank-of-england.png</image:loc><image:title>Bank of England</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/03/central-bank-money-for-all.png</image:loc><image:title>Central Bank Money for all</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/03/too-many-issuers.png</image:loc><image:title>Too many issuers</image:title></image:image><lastmod>2023-11-10T10:59:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2015/02/10/a-simple-model-for-smart-contracts/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts2.png</image:loc><image:title>SmartContracts2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts1.png</image:loc><image:title>SmartContracts1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts3.png</image:loc><image:title>SmartContracts3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts4.png</image:loc><image:title>SmartContracts4</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts5.png</image:loc><image:title>SmartContracts5</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts6.png</image:loc><image:title>SmartContracts6</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts7.png</image:loc><image:title>SmartContracts7</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/02/smartcontracts8.png</image:loc><image:title>SmartContracts8</image:title></image:image><lastmod>2017-04-20T03:50:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2015/01/15/cost-trust-something-else-whats-the-killer-app-for-block-chain-technology/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-1.png</image:loc><image:title>Balance Sheet 1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-2.png</image:loc><image:title>Balance Sheet 2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-3.png</image:loc><image:title>Balance Sheet 3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-4.png</image:loc><image:title>Balance Sheet 4</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-5.png</image:loc><image:title>Balance Sheet 5</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-6.png</image:loc><image:title>Balance Sheet 6</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-7.png</image:loc><image:title>Balance Sheet 7</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2015/01/balance-sheet-8.png</image:loc><image:title>Balance Sheet 8</image:title></image:image><lastmod>2015-01-22T15:56:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/12/19/a-simple-model-to-make-sense-of-the-proliferation-of-distributed-ledger-smart-contract-and-cryptocurrency-projects/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/12/who-do-i-trust.png</image:loc><image:title>Who do I trust</image:title></image:image><lastmod>2021-06-12T05:29:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/12/03/identity-and-the-blockchain-key-questions-we-need-to-solve/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/12/identity-1.png</image:loc><image:title>Identity 1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/12/identity-2.png</image:loc><image:title>Identity 2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/12/identity-3.png</image:loc><image:title>Identity 3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/12/identity-4.png</image:loc><image:title>Identity 4</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/12/identity-5.png</image:loc><image:title>Identity 5</image:title></image:image><lastmod>2016-03-08T13:45:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/11/14/the-unbundling-of-trust-how-to-identify-good-cryptocurrency-opportunities/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent1.png</image:loc><image:title>decent1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent2.png</image:loc><image:title>decent2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent3.png</image:loc><image:title>decent3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent4.png</image:loc><image:title>decent4</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent5.png</image:loc><image:title>decent5</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent6.png</image:loc><image:title>decent6</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/11/decent7.png</image:loc><image:title>decent7</image:title></image:image><lastmod>2016-03-01T04:25:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/10/26/a-simple-explanation-of-bitcoin-sidechains/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/10/sidehcains_ex.png</image:loc><image:title>sidehcains_ex</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/10/sidechains.png</image:loc><image:title>Sidechains</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/10/three-pictures.png</image:loc><image:title>three pictures</image:title></image:image><lastmod>2021-10-30T05:04:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/10/05/cryptocurrency-products-and-services-will-determine-adoption-of-the-currency-not-the-other-way-round/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/10/coloredcoins.png</image:loc><image:title>coloredcoins</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/10/etherscript.png</image:loc><image:title>etherscript</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/10/sibos-tv.png</image:loc><image:title>Sibos TV</image:title></image:image><lastmod>2018-05-26T11:48:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/09/22/device-democracy-ibms-iot-paper-or-on-the-blockchain-nobody-knows-youre-a-fridge-made-real/</loc><lastmod>2014-11-07T17:41:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/09/10/a-simple-explanation-of-how-apple-pay-works-probably-its-all-about-tokenization/</loc><lastmod>2021-03-29T07:31:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/08/19/what-happens-if-bitcoin-mining-companies-vertically-integrate/</loc><lastmod>2014-09-08T15:25:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/08/09/a-simple-explanation-of-fees-in-the-payment-card-industry/</loc><lastmod>2024-05-06T08:35:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/07/29/think-payment-cards-are-insecure-just-wait-until-push-payments-hit-primetime/</loc><lastmod>2014-09-05T12:14:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/07/05/why-the-payment-card-system-works-the-way-it-does-and-why-bitcoin-isnt-going-to-replace-it-any-time-soon/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/07/img_1600.jpg</image:loc><image:title>IMG_1600</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/07/cards-picture-1.png</image:loc><image:title>Cards Picture 1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/07/cards-picture-2.png</image:loc><image:title>Cards Picture 2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/07/cards-picture-3.png</image:loc><image:title>Cards Picture 3</image:title></image:image><lastmod>2019-08-12T12:43:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/06/10/a-decentralized-securities-trading-and-settlement-system-is-being-built-hidden-in-plain-sight/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/06/g5000.png</image:loc><image:title>G5000</image:title></image:image><lastmod>2016-03-01T07:30:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/05/21/bitcoin-mining-the-first-technology-platform-that-works-because-it-goes-slow/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/doublespendsetup11.png</image:loc><image:title>DoubleSpendSetup1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/doublespendsetup21.png</image:loc><image:title>DoubleSpendSetup2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/screen-shot-2014-05-21-at-20-09-091.png</image:loc><image:title>Screen Shot 2014-05-21 at 20.09.09</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/digitalmoney.png</image:loc><image:title>DigitalMoney</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/doublespendsetup1.png</image:loc><image:title>DoubleSpendSetup1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/doublespendsetup2.png</image:loc><image:title>DoubleSpendSetup2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/screen-shot-2014-05-21-at-20-09-09.png</image:loc><image:title>Screen Shot 2014-05-21 at 20.09.09</image:title></image:image><lastmod>2024-01-10T10:08:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/03/27/how-i-explain-bitcoin-and-cryptocurrencies-to-new-audiences/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/bitcoinpaper.png</image:loc><image:title>BitcoinPaper</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/webbitcoinanalogy.png</image:loc><image:title>WebBitcoinAnalogy</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/morethanpayments.png</image:loc><image:title>MoreThanPayments</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/scenarios.png</image:loc><image:title>Scenarios</image:title></image:image><lastmod>2017-04-02T21:09:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/05/03/bitcoin-and-bankers-reflections-on-a-panel-discussion/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/bitcoin.jpeg</image:loc><image:title>Bitcoin</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/richard-bitcoin-atm-photo-small.png</image:loc><image:title>Richard Bitcoin ATM.photo small</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/bitcoincore.png</image:loc><image:title>BitcoinCore</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/05/richard-bitcoin-atm-photo.png</image:loc><image:title>Richard Bitcoin ATM.photo</image:title></image:image><lastmod>2016-03-19T21:15:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/04/19/ripple-is-hard-to-understand-but-its-worth-making-the-effort-theres-a-deep-insight-at-its-core/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup11.png</image:loc><image:title>Setup1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup21.png</image:loc><image:title>Setup2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup31.png</image:loc><image:title>Setup3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup41.png</image:loc><image:title>Setup4</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup1.png</image:loc><image:title>Setup1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup3.png</image:loc><image:title>Setup3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup2.png</image:loc><image:title>Setup2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/04/setup4.png</image:loc><image:title>Setup4</image:title></image:image><lastmod>2017-03-03T00:35:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/03/29/welcome-to-bitcoin-island/</loc><lastmod>2015-06-18T18:09:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/03/02/bitcoin-exchanges-are-more-centralised-than-traditional-exchanges-we-can-do-so-much-better-than-this/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/pic3.png</image:loc><image:title>Pic3</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/pic1.png</image:loc><image:title>Pic1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/03/pic2.png</image:loc><image:title>Pic2</image:title></image:image><lastmod>2021-05-03T06:10:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/02/20/what-are-the-future-bitcoin-battlegrounds/</loc><lastmod>2014-03-08T13:51:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/02/04/we-shouldnt-assume-that-the-best-technical-solutions-will-prevail-on-push-versus-pull-payments/</loc><lastmod>2021-07-28T03:32:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/01/25/what-is-the-irreducible-core-of-bitcoin/</loc><lastmod>2015-05-13T03:33:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2014/01/05/a-simple-explanation-of-how-shares-move-around-the-securities-settlement-system/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-8-csd.png</image:loc><image:title>Figure 8 csd</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-7-registrar.png</image:loc><image:title>Figure 7 registrar</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-6-clearing-house.png</image:loc><image:title>Figure 6 clearing house</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-5-custodians.png</image:loc><image:title>Figure 5 custodians</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-4-market-makers.png</image:loc><image:title>Figure 4 market makers</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-3-brokers.png</image:loc><image:title>Figure 3 brokers</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-2-exchange.png</image:loc><image:title>Figure 2 - exchange</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2014/01/figure-1-buyerseller.png</image:loc><image:title>Figure 1 - buyerseller</image:title></image:image><lastmod>2024-02-05T13:11:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/10/decentralised-digital-asset-registers-mastercoin/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/mastercoin3.png</image:loc><image:title>mastercoin3</image:title></image:image><lastmod>2014-01-06T09:12:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/12/18/why-we-need-to-think-of-bitcoin-as-a-platform/</loc><lastmod>2013-12-18T14:55:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/12/01/the-worlds-first-open-outcry-bitcoin-exchange-and-what-it-teaches-us-about-clearing/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/12/openoutcry2.jpg</image:loc><image:title>OpenOutcry#2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/12/openoutcry11.png</image:loc><image:title>OpenOutcry#1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/12/openoutcry1.png</image:loc><image:title>OpenOutcry#1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/12/dd478137-cfc9-4c5b-bb3b-252ec663ab23.png</image:loc><image:title>dd478137-cfc9-4c5b-bb3b-252ec663ab23</image:title></image:image><lastmod>2013-12-02T10:09:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/24/a-simple-explanation-of-how-money-moves-around-the-banking-system/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/rtgs.png</image:loc><image:title>RTGS</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/deferred-net-settlement.png</image:loc><image:title>Deferred Net Settlement</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/correspondent-banking.png</image:loc><image:title>Correspondent Banking</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/single-bank-settlement.png</image:loc><image:title>Single Bank Settlement</image:title></image:image><lastmod>2024-08-04T02:22:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/20/on-bubbles-and-architecture-or-the-importance-of-the-letter-s/</loc><lastmod>2024-08-04T02:23:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/10/decentralised-digital-asset-registers-concepts/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/colored-coin-diagram.jpg</image:loc><image:title>Colored Coin Diagram</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/mastercoin2.png</image:loc><image:title>mastercoin2</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/mastercoin1.png</image:loc><image:title>mastercoin1</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/colored-sheme.png</image:loc><image:title>colored sheme</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/colored-coin-diagram2.png</image:loc><image:title>Colored Coin Diagram</image:title></image:image><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/11/colored-coin-diagram1.png</image:loc><image:title>Colored Coin Diagram</image:title></image:image><lastmod>2020-03-02T00:49:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/10/watched-the-video-bought-the-t-shirt/</loc><lastmod>2013-11-10T18:39:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/07/a-remarkable-conceptual-and-technical-achievement/</loc><lastmod>2013-11-07T22:29:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/11/05/where-is-the-power-in-the-mobile-payments-ecosystem/</loc><lastmod>2019-01-08T15:06:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/10/26/bitcoin-more-than-a-currency/</loc><lastmod>2016-03-01T14:54:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/10/23/on-the-blockchain-nobody-knows-youre-a-fridge/</loc><image:image><image:loc>https://gendal.me/wp-content/uploads/2013/10/richard-bitcoin.png</image:loc><image:title>Richard Bitcoin</image:title></image:image><lastmod>2013-10-23T12:41:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me/2013/10/21/lessons-from-bitcoin-push-versus-pull/</loc><lastmod>2023-02-10T08:31:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gendal.me</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2025-11-27T16:36:32+00:00</lastmod></url></urlset>
